Debt Collectors are governed by the Fair Debt Collections Practices Act (FDCPA). This law is aimed at protecting consumers from debt collectors’ bad and/or illegal tactics. The FDCPA limits debt collectors in their attempts to collect. Unfortunately many debt collectors do not follow the FDCPA and use illegal tactics to collect. It is effective for …
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Why do I need to be careful when hiring a credit repair company? The credit repair industry is vastly misunderstood. Many people (including attorneys) realize that most people don’t understand how the process works, and as a result, have decided to take advantage of those people who need help. Often times when hiring a credit …
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What is the “Heartbleed Bug” and is it having an effect on my credit? The “Heartbleed Bug” is a man-made computer virus. The virus infiltrates website security systems and steals personal and private information of those who have accounts with those websites. This information ranges from your password, to your address, to your credit card …
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